{"id":3646,"date":"2023-01-05T19:24:45","date_gmt":"2023-01-05T19:24:45","guid":{"rendered":"https:\/\/gpcv.pt\/perguntas-frequentes\/"},"modified":"2025-08-08T15:00:08","modified_gmt":"2025-08-08T15:00:08","slug":"frequently-asked-questions","status":"publish","type":"page","link":"https:\/\/gpcv.pt\/en\/frequently-asked-questions\/","title":{"rendered":"Frequently Asked Questions"},"content":{"rendered":"<div class=\"grid grid-cols-1 pt-8 pb-[38px] md:grid-cols-2 shadow-box rounded-[32px] mb-12 px-0 grid-base py-10 lg:py-0\">\n    <div class=\"flex items-center lg:items-center px-4 lg:pl-[64px] lg:py-[108px] lg:!pt-[132px] lg:-mt-5 block_default\">\n        <div class=\"max-w-[464px]\">\n            <h2 class=\"h2 font-bold leading-[120%]\" >FAQs<\/h2>        <\/div>\n\n    <\/div>\n\n    <div class=\"flex flex-col justify-center lg:justify-center px-4 pt-[15px] lg:!pr-8 lg:pl-2 lg:pt-[60px] lg:pb-[54px]\">\n        <div class=\"subtitle\">\n            <p>If you want to know more about the GPCV or if you need more specific information, please check our FAQs section.<\/p>\n<p>Questions are organised by topic to make your search easier. Select below the area you are interested in and find the information you are looking for.<\/p>\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<script>\n    function openFaq(element) {\n        element.classList.toggle(\"active\")\n    }\n<\/script>\n\n<section id=\"faq-component-container\" class=\"mt-12 shadow-box rounded-2xl px-4 py-10 grid-base mx-auto lg:pl-16 lg:pr-20 lg:pt-[32px] lg:pb-12 lg:rounded-[32px] block_default\">\n    <div>\n        <nav class=\"flex lg:flex-wrap lg:justify-center lg:grid-cols-3 gap-4 w-full overflow-x-scroll p-3 hide-scroll-bar lg:max-w-[600px] lg:mx-auto\">\n            <button class=\"filter-button active\" data-js=\"document-filter-reset-btn\">\n                Todos            <\/button>\n                            <button class=\"filter-button\" data-js=\"faq-btn\" data-js-document-list-filter-btns=\"55\">In the event of an Accident<\/button>\n                            <button class=\"filter-button\" data-js=\"faq-btn\" data-js-document-list-filter-btns=\"59\">Green Card System<\/button>\n                            <button class=\"filter-button\" data-js=\"faq-btn\" data-js-document-list-filter-btns=\"54\">Driving outside Portugal<\/button>\n                            <button class=\"filter-button\" data-js=\"faq-btn\" data-js-document-list-filter-btns=\"58\">About the GPCV<\/button>\n                    <\/nav>\n    <\/div>\n\n    <div class=\" px-4 lg:px-[94px]\">\n                    <div class=\"p-2 my-5 pt-10 lg:pt-[54px] !mt-0\" data-js-section-topic-id=\"58\" data-js-doc-section-id=\"58\" data-js-faq-section-id=\"58\">\n                <h3 class=\"font-bold text-center text-black\">\n                    About the GPCV <span>(6)<\/span>\n                <\/h3>\n                <ul class=\"list-none cv-faq-container\">\n\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"0\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">Where are we based? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>The GPCV is based in Lisbon in Rua Rodrigo da Fonseca, no. 41, in the building of the Portuguese Association of Insurers. Telephone: (351) 21 3848101 (landline); email: gpcv@apseguradores.pt<\/p>\n                            <\/div>\n                        <\/details>\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"1\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">How is the GPCV funded? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>Basically, the GPCV generates revenue from: a) Membership fees and dues paid by the associates, the latter depending on the size of their portfolio of insured vehicles b) Handling fees paid by their foreign counterparts for claim handling services provided by the GPCV.<\/p>\n                            <\/div>\n                        <\/details>\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"2\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">How long are the terms of office of the members of the statutory bodies? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>The term of office of the members of the Board of Directors, the Fiscal Council and the General Assembly is three years.<\/p>\n                            <\/div>\n                        <\/details>\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"3\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">Who can be an associate of the GPCV? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>Insurers can be members of the GPCV, with the status of Associates, when authorised by the ASF to sell and manage Motor Third Party Liability Insurance in Portugal.<\/p>\n                            <\/div>\n                        <\/details>\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"4\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">Who can be elected as a member of the statutory bodies of the GPCV? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>The members are elected among the Associates of the GPCV.<\/p>\n                            <\/div>\n                        <\/details>\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"5\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">How to become an associate of the GPCV? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>Insurers that want to be associates of the GPCV must submit a request to its Board of Directors demonstrating that they are authorised by the ASF to sell and manage Motor Third Party Liability insurance in Portugal. The Board then decides whether to admit the new Associate. An appeal to this decision may be submitted to the General Assembly.<\/p>\n                            <\/div>\n                        <\/details>\n                                    <\/ul>\n                <div class=\"flex justify-center\">\n                    <button data-js-doc-list-button-id=\"58\" class=\"my-6 filter-button md:px-20\">\n                        Load more                    <\/button>\n                <\/div>\n\n            <\/div>\n\n                    <div class=\"p-2 my-5 pt-10 lg:pt-[54px] !mt-0\" data-js-section-topic-id=\"54\" data-js-doc-section-id=\"54\" data-js-faq-section-id=\"54\">\n                <h3 class=\"font-bold text-center text-black\">\n                    Driving outside Portugal <span>(5)<\/span>\n                <\/h3>\n                <ul class=\"list-none cv-faq-container\">\n\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"0\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">What is frontier insurance and what can it be used for? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>It is a temporary mandatory third party liability insurance policy covering injured third parties in the country you are entering. Whenever entering a country outside the EEA that is crossed out in your Green Card, you must acquire frontier insurance to be duly insured. This is the only way to be insured for any damages you may cause to third parties with your vehicle.<\/p>\n                            <\/div>\n                        <\/details>\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"1\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">Should I always take the Green Card with me when travelling abroad? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>It depends on the country you are visiting:<\/p>\n<ul>\n<li>In countries which are signatories to the Multilateral Agreement (Section III of Internal Regulations), you do not need to take your Green Card,\u00a0as it is not a mandatory document.<\/li>\n<li>For all the other countries, it is necessary to take your Green Card with you, either printed on paper or in digital format (PDF), as it is now possible to show it to police or border authorities electronically (as a precaution, in case your mobile phone is lost or runs out of battery, it is recommended that you always carry a printed copy of your Green Card with you).<\/li>\n<\/ul>\n                            <\/div>\n                        <\/details>\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"2\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">What should I do when entering a country crossed out in my Green Card? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>You must acquire frontier insurance when entering that country.<\/p>\n                            <\/div>\n                        <\/details>\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"3\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">My policy also covers own damage. Is this cover valid in all the countries not crossed out in the Green Card? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>No. One thing is mandatory third party liability cover and another is optional cover (own damage); they do not apply equally to all territories. The Green Card covers mandatory third party liability only and this is valid for all countries whose acronym is not crossed out. To learn about the territories where own damage applies, please check the special and particular conditions of your insurance policy or contact your insurer or insurance broker.<\/p>\n                            <\/div>\n                        <\/details>\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"4\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">Does the Green Card have to be printed on green paper? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>The Green Card hasn\u2019t been printed on green paper in Portugal since 2021. Therefore, nowadays, the document should more accurately be called the International Motor Insurance Certificate.<\/p>\n                            <\/div>\n                        <\/details>\n                                    <\/ul>\n                <div class=\"flex justify-center\">\n                    <button data-js-doc-list-button-id=\"54\" class=\"my-6 filter-button md:px-20\">\n                        Load more                    <\/button>\n                <\/div>\n\n            <\/div>\n\n                    <div class=\"p-2 my-5 pt-10 lg:pt-[54px] !mt-0\" data-js-section-topic-id=\"59\" data-js-doc-section-id=\"59\" data-js-faq-section-id=\"59\">\n                <h3 class=\"font-bold text-center text-black\">\n                    Green Card System <span>(4)<\/span>\n                <\/h3>\n                <ul class=\"list-none cv-faq-container\">\n\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"0\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">Do Green Cards have to be issued on paper or can be issued in digital format? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>From 11 July 2023, Green Cards can be issued and made available in digital format, but they can also be provided on paper at the insured or the policyholder\u2019s request, at no additional cost. Green Cards issued electronically replace the paper insurance certificate.<\/p>\n<p>Even if you intend to travel abroad, you can show your Green Card in digital format (PDF) to the police or border authorities (as a precaution, in case your mobile phone is lost or runs out of battery, it is recommended that you always carry a printed copy of your Green Card with you).<\/p>\n                            <\/div>\n                        <\/details>\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"1\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">Are there countries that cannot be crossed out in the Green Card? Which ones? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>As they are covered by the territorial scope of compulsory insurance defined by law, the following countries cannot be crossed out in the Green Card:<\/p>\n<ul>\n<li>The 27 countries of the European Union<\/li>\n<li>3 other countries of the European Economic Area: Iceland, Liechtenstein, and Norway<\/li>\n<li>And 6 more countries: Andorra, Bosnia-Herzegovina, Montenegro, the United Kingdom, Serbia, Croatia, and Switzerland<\/li>\n<\/ul>\n                            <\/div>\n                        <\/details>\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"2\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">Where can I find the Green Card Bureaux in different countries? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>Just click <a href=\"https:\/\/www.cobx.org\/article\/4130\/green-card-system-final\" target=\"_blank\" rel=\"noopener\">here<\/a> to access the Council of Bureaux website and find the Bureau office you are looking for.<\/p>\n                            <\/div>\n                        <\/details>\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"3\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">Are there countries that must be crossed out in the Green Card? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>Currently, Russia, Belarus, and Iran must be crossed out in the Green Card due to their suspension from membership in the Council of Bureaux.<\/p>\n                            <\/div>\n                        <\/details>\n                                    <\/ul>\n                <div class=\"flex justify-center\">\n                    <button data-js-doc-list-button-id=\"59\" class=\"my-6 filter-button md:px-20\">\n                        Load more                    <\/button>\n                <\/div>\n\n            <\/div>\n\n                    <div class=\"p-2 my-5 pt-10 lg:pt-[54px] !mt-0\" data-js-section-topic-id=\"55\" data-js-doc-section-id=\"55\" data-js-faq-section-id=\"55\">\n                <h3 class=\"font-bold text-center text-black\">\n                    In the event of an Accident <span>(6)<\/span>\n                <\/h3>\n                <ul class=\"list-none cv-faq-container\">\n\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"0\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">The foreign third party fled the scene of the accident, and I only had time to note down the licence plate number. How can I find out the name of the Insurer? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>Contact the Portuguese Information Centre <a href=\"https:\/\/www.fga.asf.com.pt\/centro-de-informa%C3%A7%C3%A3o-pedidos\" target=\"_blank\" rel=\"noopener\">here<\/a>. If the foreign is registered in a country which is not a signatory to the Agreement on the European Economic Area, contact the\u00a0<a href=\"https:\/\/gpcv.pt\/contactos\/\">GPCV<\/a>.<\/p>\n                            <\/div>\n                        <\/details>\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"1\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">I am a resident of Portugal and I had an accident abroad (in an EEA country). What do I do? If I did not even manage to identify the vehicle responsible, what should I do? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>Let\u2019s take it step by step:<\/p>\n<ul>\n<li>If it is not possible to identify the vehicle that caused the accident, or if, within 2 months of its occurrence, it is not possible to identify the Insurer, submit a claim for compensation to the FGA (Motor Guarantee Fund).<\/li>\n<li>If you know the name of the Insurer of the vehicle responsible and its claims representative in Portugal, submit your claim to the latter.<\/li>\n<li>If you know the name of the Insurer of the vehicle responsible, but it has no designated claims representative in Portugal, submit your claim to the FGA (Motor Guarantee Fund).<\/li>\n<\/ul>\n                            <\/div>\n                        <\/details>\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"2\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">What is the mandatory minimum coverage in different countries? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>Find out what the mandatory minimum motor third party liability insurance coverage is in different countries <a href=\"https:\/\/www.cobx.org\/sites\/default\/files\/2023-06\/MinimumAmountOfCoverage-2023-05-22.pdf\" target=\"_blank\" rel=\"noopener\">here<\/a><\/p>\n                            <\/div>\n                        <\/details>\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"3\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">I had an accident in Portugal involving a foreign vehicle. What should I do? If the foreign third party does not have insurance, who pays for my losses? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>Let\u2019s take it step by step:<\/p>\n<ul>\n<li>If you know the name of the Insurer of the vehicle responsible for the accident and the name of its correspondent in Portugal, make a claim for damages to the latter.<\/li>\n<li>If you do not know either of them, contact the GPCV.\u00a0<a href=\"https:\/\/gpcv.pt\/contactos\/\">Contacts<\/a>.<\/li>\n<li>If there is an appointed correspondent, submit your claim for damages to it; if there is no appointed correspondent, the claim must be submitted to the GPCV, which will follow-up on the process.<\/li>\n<li>If the foreign third party does not have insurance but is usually based on a country signatory to the Multilateral Agreement (Section III of the Internal Regulations), the GPCV will respond to your claim.<\/li>\n<\/ul>\n                            <\/div>\n                        <\/details>\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"4\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">Are victims of traffic accidents protected if the insurer of the vehicle responsible is declared insolvent? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>In the event of insolvency or liquidation of the insurer responsible for payment, injured parties will not be left without compensation. Injured parties can claim compensation directly from the insolvency body in their Member State of residence, which in Portugal is the Motor Guarantee Fund (FGA).<\/p>\n<p>This measure was introduced by the\u00a06th Motor Insurance Directive, transposed into Portuguese law by Decree-Law No. 26\/2025 of March 20, which introduced amendments to Decree-Law No. 291\/2007 of August 21.<\/p>\n                            <\/div>\n                        <\/details>\n                                            <details onclick=\"openFaq(this)\" data-js-doc-list-section-id=\"5\" class=\"faq-shadow transition-all duration-500 overflow-hidden cursor-pointer faq_item_container\">\n                            <summary class=\"flex items-center justify-between  min-h-[70px]\">\n                                <div class=\"pr-6 py-2 \">\n                                    <div class=\"text-xl font-bold text-black\">My policy has the minimum cover mandatory in Portugal. However, I had an accident abroad where personal injury liability is unlimited. Should I be worried? <\/div>\n                                <\/div>\n                                <img decoding=\"async\" class=\"transition-all duration-500 transform -rotate-90 arrow-img\" src=\"https:\/\/gpcv.pt\/wp-content\/themes\/carta-verde\/assets\/img\/orange-arrow.svg\" \/>\n                            <\/summary>\n                            <div class=\"content w-11\/12 mb-6 text-sm text-grey-black\">\n                                <p>No. Whenever you travel abroad, your liability is, at least, the mandatory minimum liability established in the legislation of the country you are visiting, even if your policy covers a lower amount. If the driver of a motor vehicle covered by a Portuguese insurance policy, with mandatory minimum cover, causes bodily injuries in France (where liability is unlimited) of a value exceeding your liability, your Insurer will cover such damages (or, if everything else fails, GPCV will cover them, as the ultimate guarantor).<\/p>\n                            <\/div>\n                        <\/details>\n                                    <\/ul>\n                <div class=\"flex justify-center\">\n                    <button data-js-doc-list-button-id=\"55\" class=\"my-6 filter-button md:px-20\">\n                        Load more                    <\/button>\n                <\/div>\n\n            <\/div>\n\n            <\/div>\n<\/section>\n\n<script>\n    document.addEventListener('DOMContentLoaded', () => {\n        faqSection.DocumentHeaderFilter().init();\n        faqSection.LoadMore().init();\n    })\n<\/script>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3646","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/gpcv.pt\/en\/wp-json\/wp\/v2\/pages\/3646","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gpcv.pt\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gpcv.pt\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gpcv.pt\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gpcv.pt\/en\/wp-json\/wp\/v2\/comments?post=3646"}],"version-history":[{"count":2,"href":"https:\/\/gpcv.pt\/en\/wp-json\/wp\/v2\/pages\/3646\/revisions"}],"predecessor-version":[{"id":3983,"href":"https:\/\/gpcv.pt\/en\/wp-json\/wp\/v2\/pages\/3646\/revisions\/3983"}],"wp:attachment":[{"href":"https:\/\/gpcv.pt\/en\/wp-json\/wp\/v2\/media?parent=3646"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}